Motor Insurance

We offer financial protection for your motor vehicles and motorcycles against damage to the asset, theft and third party liability. This will cover you against risks such as; accidents, theft, and damage to property, injury and or death to passengers or third parties . The coverage provides Comprehensive, Third Party Fire & Theft and Third Party Only. This caters for; Private, Commercial and PSV motor classes.

Gold Plan (Funeral cover)

Planning for funerals requires a lump sum of cash especially to offset bills. Viva 365 will provide financial relief in the time of loss which helps families deal with grief rather than worry about funeral expenses.


Principal Member100,000200,000500,000
Parents in law(two)100,000200,000250,000
Annual Premium4,5007,00017,000
extra child2003501000


This is a supplementary medical scheme that caters for bills incurred during hospitalization (inpatient/admission services).
  • Pays fixed cash benefits for every night spent in hospital for up to 30 nights per year.
  • Policy holder is the individual paying the premiums and the benefit is paid to them.
  • Available to customers in good health and between the ages of 18 – 65 years (at commencement), ceases at 65 years.


Hospital Cash daily limit1,0001,6002,500
Monthly Premium100150250
Annual Premium1,0001,6002,500

Domestic Package (Home)

This is a package cover designed especially for your residence, that is; the buildings, contents, electronics and all risks including; domestic servants etc. It covers against; fire, burglary, accidental damage, liability to third parties and occupational accidents.

Personal Accident

The policy will provide monetary payments in the event of bodily injury sustained by the insured; perhaps an accident at work or a driver gets injured. It covers injury caused by violent, accidental, external and visible means subject to the option selected by the insured. The Cover encompasses all of the following: Death, Permanent total disability, Hospital Cash and Medical expenses reimbursement.


Annual Premium1,000/=1,500/=1,700/=2,500/=


Our Aviation Insurance covers both Private and Commercial aircrafts against loss and damage to the insured’s aircraft, while it is in motion, not in motion or for both. It pays for repairs and reinstatement of the aircraft to the condition that it was in before the incident, subject to certain exclusions and policy conditions which may apply.

Kinga Biashara

This Policy will provide cover on declared stocks and business related tools against the risks of; Burglary, Fire & Lightning, losses as a result of political violence, water damage following a fire, riot, strike and civil commotion. The Policy can be extended to provide a Personal Accident cover for the entrepreneur and his family.

Other Products

  • WIBA
  • Medical
  • Educational Plans
  • Fire and Special Perils
  • Life Insurance – Endowment, Pension
  • Agricultural Insurance
  • Credit Life
  • All Risks Insurance
  • Electronic Equipment Insurance
  • Engineering Material Damage
  • Money Insurance
  • Goods in Transit Insurance
  • Fidelity Guarantee Insurance
  • Employers Liability Insurance
  • Public Liability Insurance
  • Trustees Liability Insurance
  • Professional Indemnity
  • Marine Open Cover
  • Marine Hull
  • Motor Trade
  • Industry and Mining
  • Stock Floater
  • Contractors All Risks Cover