Corporate Medical Insurance

For businesses and SMEs, our corporate medical insurance packages are tailored to provide comprehensive coverage for groups. This policy can be adopted either as an organization or as registered groups with a minimum of 6 members. We understand the unique healthcare needs of corporates and SMEs, and our insurance plans are crafted to address them effectively.

BENEFITS

INPATIENT: General medical treatment that requires attention under admission

Hospital bed entitlement (per category if applicable)
Chronic and pre-existing conditions
Congenital/prematurity
Non accidental; optical and dental\Psychiatry/psychotherapy
Post hospitalization

MATERNITY: Normal delivery and Caesarean (and any pregnancy related conditions) OUTPATIENT: General medical treatment (consultation, radiology, laboratory, pharmacy).

Outpatient chronic, pre-existing and congenital conditions
Antenatal and Post-natal care
Annual health check ups
Evacuation services

DENTAL COVER: Caters for consultation, extractions, filings, root canals, etc. OPTICAL COVER: Caters for frames, lenses, ophthalmological checks, etc.

FAQs

Can I use my medical insurance immediately?

Certainly! Once your medical insurance is activated, you can start using the benefits immediately for services covered under your plan. However, it’s essential to review the policy documents to understand any waiting periods or specific conditions that may apply.

How can I choose the best insurance cover for me?

Choosing the right insurance cover is crucial for your individual needs. Consider factors such as your health requirements, budget, preferred healthcare providers, and coverage options. Our experienced insurance advisors are here to assist you in making an informed decision. We can provide personalized recommendations based on your unique circumstances and preferences.

Why do I need medical insurance?

Medical insurance provides financial protection against the high costs of healthcare. It ensures that you have access to quality medical services without the burden of hefty expenses. It offers peace of mind, knowing that you are covered in case of unexpected health issues or emergencies.

What happens if I have a preexisting condition?

Preexisting conditions refer to health issues or medical conditions that an individual has before obtaining a new health insurance policy. These conditions can include chronic illnesses, ongoing medical concerns, or any health condition for which the individual has received medical advice, diagnosis, care, or treatment before enrolling in the insurance plan.
Examples of preexisting conditions may include:

Diabetes
Hypertension (high blood pressure)
Asthma
Cancer

We understand that pre-existing conditions are a part of life. Many of our insurance plans cover preexisting conditions, but it’s essential to review the policy details. In some cases, there might be waiting periods or specific terms related to preexisting conditions. Our team can guide you through the options available to ensure you have the coverage you need.

Whom do I call at the time of emergency hospitalization?

In the event of an emergency, contact our dedicated emergency helpline immediately. The contact information for emergency services will be available in your policy documents. Our team is ready to assist you 24/7, ensuring prompt support and guidance during critical situations.

Remember, our commitment is not just to provide insurance but to be a reliable partner in your health journey. If you have any more questions or need further clarification, feel free to reach out to our customer service team or your designated insurance advisor.